Facing foreclosure can feel overwhelming, but you are not alone. Every day, thousands of homeowners find themselves in similar situations due to job loss, unexpected medical expenses, or financial hardship. Foreclosure is not the end—it’s a challenge with solutions. The Ivy Homes HomeSaver Program is designed to help you navigate this difficult time with dignity, financial relief, and a fresh start.
Loss of control over your home’s future—the bank decides what happens next.
But you do have options, and we are here to help.
How Ivy Homes Can Help
We provide customized solutions for homeowners looking to avoid foreclosure and move forward financially. Depending on your situation, we offer the following:
✅ Foreclosure Prevention: We work with lenders and real estate attorneys to pause foreclosure proceedings while we create a plan, ensuring compliance and protecting your rights.
✅ Debt Relief & Mortgage Resolution: We help settle or eliminate outstanding mortgage debt to give you a financial reset.
✅ Cash for Relocation Assistance: If staying in your home isn’t an option, we provide cash payments to help you transition smoothly.
✅ Credit Protection: Avoid the long-lasting negative impact of a foreclosure on your credit report.
✅ Flexible Exit Strategies: Whether you want to sell your home, refinance, or lease back, we provide options that work for you.
How the HomeSaver Program Works
We make the process simple, fast, and stress-free so you can focus on what’s next.
1️⃣ Schedule a Free Consultation – No pressure, just solutions. We assess your situation and explain your options.
2️⃣ Choose a Solution That Works for You – Whether selling, staying, or refinancing, we tailor a plan to your needs.
3️⃣ Ivy Homes Handles the Process – We work with your lender, handle paperwork, and structure a smooth transition.
4️⃣ Receive Financial Relief – Move forward without foreclosure on your record and, in many cases, with cash in hand.
You don’t have to navigate this alone—we’re here to help
What Happens If You Do Nothing?
📉 Credit Score Drops – Foreclosure stays on your report for up to 7 years, making it difficult to get another home, car loan, or credit card.
⚖️ Legal & Financial Consequences – The bank may pursue additional money even after foreclosure.
🏠 Loss of Home Equity – Instead of controlling the sale, the bank auctions your home for the lowest price.
⏳ Fewer Options Over Time – The sooner you act, the more solutions we can offer.
Doing nothing only makes things worse—but taking action opens the door to financial recovery.
Success Stories: Real Homeowners, Real Solutions
Case Study #1: Stopping Foreclosure & Relocating
Situation: Job loss led to 6 months of missed payments.
Solution: Ivy Homes negotiated with the lender, stopped foreclosure, and provided cash relocation assistance.
Outcome: Homeowner avoided foreclosure, secured financial relief, and moved to a more affordable home.
Case Study #2: Debt Settlement & Leaseback Agreement
Situation: Family wanted to stay in their home but couldn’t afford mortgage payments.
Solution: Ivy Homes bought out their mortgage debt and structured a leaseback agreement.
Outcome: Homeowner remained in their home as a tenant while regaining financial stability.
Your situation is unique, and we’ll create a custom solution just for you.
